Does Florida Auto Insurance Require Bodily Injury Coverage?
Thursday, April 9, 2026
Published: April 2026 Key insight: Florida only requires PIP and property damage to register a car. You can legally drive without bodily injury coverage. The state does not stop you, warn you, or check. But if you cause...
Can You Insure a Home With Aluminum Wiring in Florida?
Monday, April 6, 2026
By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Updated April 2026 Quick Answer You can get homeowners insurance in Florida with aluminum wiring if: Multi-strand aluminum wiring only - still used...
How Much Does Homeowners Insurance Cost in Jacksonville, FL?
Wednesday, April 1, 2026
What Does Homeowners Insurance Cost in Jacksonville and Northeast Florida? (2026 Real Data) - Last updated: April 1, 2026 Quick Answer: - Average premium: $3,454 per year Median premium: $3,004 Based on 2,000+...
DP-1 Insurance for Florida Investors | Vacant Property
Tuesday, November 18, 2025
Vacant Property Insurance for Florida Real Estate Investors - By Susan Augustyniak, Licensed Agent & Owner, Augustyniak Insurance Group | Last Updated: April 4, 2026 When you own investment real estate in Florida,...
Do College Students Need Renters Insurance in Florida?
Friday, October 3, 2025
Do College Students Need Renters Insurance in Florida? - 👉 Yes, most Florida college students should have renters insurance. It’s affordable-about $15–$30 a month-and covers belongings, liability, and extra living costs...
How to Insure a RV, Travel Trailer, or Camper for the Off-Season
Saturday, September 27, 2025
RV Insurance in the Off-Season: Do You Still Need It? - For many RV and travel trailer owners, the fall and winter months mean fewer road trips and more time in storage. Whether you park your RV in a garage, on your...
How to Prepare for Your Florida Workers' Comp Audit
Wednesday, September 24, 2025
Updated April 2026 What Does an Auditor Actually Look for During a Workers' Comp Audit? - Getting notice of a Florida workers' comp audit can feel stressful, but it does not have to be. The auditor is checking four...
How GPS Telematics Lowers Florida Commercial Auto Cost
Monday, September 22, 2025
Quick Answer: Yes, telematics and GPS monitoring can lower your commercial auto insurance bill in Florida. Companies like Progressive, Auto-Owners, and Nationwide offer discounts for fleets that share driving data....
What is a Workers' Comp Audit? Florida Business Owners
Wednesday, September 17, 2025
Why Does Your Insurance Carrier Audit Your Workers' Comp Policy? - Every year, Florida business owners get a notice from their insurance carrier: it is time for a workers' comp audit. For many, this feels confusing and...
Cloth Wiring and Knob & Tube Wiring: What Florida Insurance Companies Will and Won't Accept
Saturday, September 13, 2025
By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Originally published September 2025 · Updated April 2026 Quick Answer Florida's three most problematic wiring types for homeowners insurance are...