Vacant Property Insurance for Florida Real Estate Investors - By Susan Augustyniak, Licensed Agent & Owner, Augustyniak Insurance Group | Last Updated: April 4, 2026 When you own investment real estate in Florida,...

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Do College Students Need Renters Insurance in Florida? - 👉 Yes, most Florida college students should have renters insurance. It’s affordable-about $15–$30 a month-and covers belongings, liability, and extra living costs...

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RV Insurance in the Off-Season: Do You Still Need It? - For many RV and travel trailer owners, the fall and winter months mean fewer road trips and more time in storage. Whether you park your RV in a garage, on your...

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Updated April 2026 What Does an Auditor Actually Look for During a Workers' Comp Audit? - Getting notice of a Florida workers' comp audit can feel stressful, but it does not have to be. The auditor is checking four...

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Quick Answer: Yes, telematics and GPS monitoring can lower your commercial auto insurance bill in Florida. Companies like Progressive, Auto-Owners, and Nationwide offer discounts for fleets that share driving data....

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Why Does Your Insurance Carrier Audit Your Workers' Comp Policy? - Every year, Florida business owners get a notice from their insurance carrier: it is time for a workers' comp audit. For many, this feels confusing and...

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By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Originally published September 2025 · Updated April 2026 Quick Answer Florida's three most problematic wiring types for homeowners insurance are...

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Short answer: Florida requires every driver to carry Personal Injury Protection (PIP), which pays 80% of medical bills and 60% of lost wages up to $10,000 per person. MedPay is optional coverage that pays the 20% PIP...

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- - How to Save Money on Commercial Auto Insurance in Jacksonville, FL (2025 Guide) - If you own a business in Jacksonville, you already know commercial auto insurance in Florida isn’t cheap. The question is: how do you...

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Last Updated: April 2026 What Are Florida's Workers' Comp Rules for Contractors? - If you are a contractor or subcontractor working in Florida's construction industry, workers' compensation is not something you can...

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2,250+Five-Star Reviews 80+Insurance Carriers 20+Years in Florida 4.9★Google Rating Looking for an Independent Insurance Broker Near Me in Jacksonville, FL? - Personalized Coverage. Real People. Trusted Advice. - At ...

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🕒 Estimated Read Time: 4 minutes 🌪️What’s the difference between wind and flood damage? - Living in Florida, it’s not unusual for one storm to cause a lot of different kinds of damage. A hurricane might tear off roof...

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Vacant Home Insurance in Florida | What It Covers & When You Need It - Susan Augustyniak, Augustyniak Insurance Group | Last Updated: April 4, 2026 If you own a home in Florida that's sitting empty - whether you're...

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Homeowners Insurance Tips for First-Time Buyers in Jacksonville, FL - Buying your first home is a big deal-and in Florida, it comes with some unique challenges. Between hurricanes, rising insurance costs, and unfamiliar...

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Choosing the Right Commercial Auto Insurance for Your Jacksonville Business - Own a service truck, delivery van, or food truck in Jacksonville? Then commercial auto insurance isn’t just smart-it’s essential. But...

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. By Susan Augustyniak, CIC - Certified Insurance Counselor and Vice President of Augustyniak Insurance Group in Jacksonville, FL. Susan is a University of Florida graduate who spent 10 years at Nationwide Insurance as...

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Florida Construction Policy Tracking Database | Workers' Comp Verification 💼 What Is the Florida Construction Policy Tracking Database? - As a Jacksonville workers' comp insurance agent, one of the most common questions...

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⚡ Quick Answer: Which Electrical Panels Can Get Your Florida Home Insurance Denied? - These four electrical panel brands are considered high-risk or ineligible by most Florida home insurance carriers Federal Pacific (...

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Quick Answer: Collision insurance pays to repair or replace your vehicle after a crash. Comprehensive pays for almost everything else: theft, hail, flooding, fire, vandalism, falling tree limbs, and animal strikes....

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Why Cheap Auto Insurance in Florida Could Cost You More Than You Think - By Susan Augustyniak, CIC Vice President, Augustyniak Insurance Group · Licensed Florida Insurance Agent Published: March 15, 2025 Last reviewed:...

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- - Home Renovations & Insurance: Why Your Agent Should Be Your First Call - Home improvement projects are exciting-until you realize there’s more to it than just picking paint colors and watching HGTV. Whether you’...

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- Are Florida Home Insurers Really Denying Claims? The Truth Behind the Headlines - If you’ve seen recent news articles about Florida home insurers “denying” or “delaying” claims after hurricanes, you might wonder if...

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