Vacant Property Insurance for Florida Real Estate Investors - By Susan Augustyniak, Licensed Agent & Owner, Augustyniak Insurance Group | Last Updated: April 4, 2026 When you own investment real estate in Florida,...

Read More

Do College Students Need Renters Insurance in Florida? - 👉 Yes, most Florida college students should have renters insurance. It’s affordable-about $15–$30 a month-and covers belongings, liability, and extra living costs...

Read More

RV Insurance in the Off-Season: Do You Still Need It? - For many RV and travel trailer owners, the fall and winter months mean fewer road trips and more time in storage. Whether you park your RV in a garage, on your...

Read More

Updated April 2026 What Does an Auditor Actually Look for During a Workers' Comp Audit? - Getting notice of a Florida workers' comp audit can feel stressful, but it does not have to be. The auditor is checking four...

Read More

Quick Answer: Yes, telematics and GPS monitoring can lower your commercial auto insurance bill in Florida. Companies like Progressive, Auto-Owners, and Nationwide offer discounts for fleets that share driving data....

Read More

Why Does Your Insurance Carrier Audit Your Workers' Comp Policy? - Every year, Florida business owners get a notice from their insurance carrier: it is time for a workers' comp audit. For many, this feels confusing and...

Read More

By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Originally published September 2025 · Updated April 2026 Quick Answer Florida's three most problematic wiring types for homeowners insurance are...

Read More

Whether you’re driving in Jacksonville, Orlando, Miami, or anywhere across Florida, you know driving in Florida can be stressful. Auto insurance can feel the same way - full of twists and turns. Florida requires every...

Read More

- - How to Save Money on Commercial Auto Insurance in Jacksonville, FL (2025 Guide) - If you own a business in Jacksonville, you already know commercial auto insurance in Florida isn’t cheap. The question is: how do you...

Read More

Last Updated: April 2026 What Are Florida's Workers' Comp Rules for Contractors? - If you are a contractor or subcontractor working in Florida's construction industry, workers' compensation is not something you can...

Read More

2,250+Five-Star Reviews 80+Insurance Carriers 20+Years in Florida 4.9★Google Rating Looking for an Independent Insurance Broker Near Me in Jacksonville, FL? - Personalized Coverage. Real People. Trusted Advice. - At ...

Read More

🕒 Estimated Read Time: 4 minutes 🌪️What’s the difference between wind and flood damage? - Living in Florida, it’s not unusual for one storm to cause a lot of different kinds of damage. A hurricane might tear off roof...

Read More

Vacant Home Insurance in Florida | What It Covers & When You Need It - Susan Augustyniak, Augustyniak Insurance Group | Last Updated: April 4, 2026 If you own a home in Florida that's sitting empty - whether you're...

Read More

Homeowners Insurance Tips for First-Time Buyers in Jacksonville, FL - Buying your first home is a big deal-and in Florida, it comes with some unique challenges. Between hurricanes, rising insurance costs, and unfamiliar...

Read More

Choosing the Right Commercial Auto Insurance for Your Jacksonville Business - Own a service truck, delivery van, or food truck in Jacksonville? Then commercial auto insurance isn’t just smart-it’s essential. But...

Read More

. By Susan Augustyniak, CIC - Certified Insurance Counselor and Vice President of Augustyniak Insurance Group in Jacksonville, FL. Susan is a University of Florida graduate who spent 10 years at Nationwide Insurance as...

Read More

Florida Construction Policy Tracking Database | Workers' Comp Verification 💼 What Is the Florida Construction Policy Tracking Database? - As a Jacksonville workers' comp insurance agent, one of the most common questions...

Read More

⚡ Quick Answer: Which Electrical Panels Can Get Your Florida Home Insurance Denied? - These four electrical panel brands are considered high-risk or ineligible by most Florida home insurance carriers Federal Pacific (...

Read More

Comprehensive vs. Collision Insurance in Florida: What They Cover & When You Need Them - Understanding the difference between comprehensive and collision auto insurance coverage in Florida can help you make smarter...

Read More

Why Cheap Auto Insurance Could Cost You More Than You Think - Why Cheap Auto Insurance in Florida Could Cost You More Than You Think - We’ve all seen those ads promising dirt-cheap car insurance rates-especially here...

Read More

- - Home Renovations & Insurance: Why Your Agent Should Be Your First Call - Home improvement projects are exciting-until you realize there’s more to it than just picking paint colors and watching HGTV. Whether you’...

Read More

- Are Florida Home Insurers Really Denying Claims? The Truth Behind the Headlines - If you’ve seen recent news articles about Florida home insurers “denying” or “delaying” claims after hurricanes, you might wonder if...

Read More