Do College Students Need Renters Insurance in Florida? - 👉 Yes, most Florida college students should have renters insurance. It’s affordable-about $15–$30 a month-and covers belongings, liability, and extra living costs...

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RV Insurance in the Off-Season: Do You Still Need It? - For many RV and travel trailer owners, the fall and winter months mean fewer road trips and more time in storage. Whether you park your RV in a garage, on your...

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Introduction -- Florida Workers' Comp Audit Checklist - Getting notice of a Florida workers’ comp audit can feel stressful-but it doesn’t have to be. If you understand what the auditor is looking for, you can prepare...

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Commercial Auto Insurance • Florida How Telematics & GPS Monitoring Help Florida Businesses Cut Commercial Auto Insurance Costs - With commercial auto insurance rates climbing across Florida, many businesses are...

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What is a Workers' Comp Insurance audit? - Introduction - Every year, Florida business owners get a notice from their insurance carrier: it’s time for a workers’ comp audit. For many, this is a confusing and stressful...

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Are Aluminum, Cloth, and Knob & Tube Wiring a Florida Home Insurance Dealbreaker? - Yes, absolutely. The wiring within a home's walls is a critical factor for securing homeowners' insurance in Florida. Older,...

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Whether you’re driving in Jacksonville, Orlando, Miami, or anywhere across Florida, you know driving in Florida can be stressful. Auto insurance can feel the same way - full of twists and turns. Florida requires every...

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How to Save Money on Commercial Auto Insurance in Jacksonville, FL (2025 Guide) - If you own a business in Jacksonville, you already know commercial auto insurance in Florida isn’t cheap. The question is: how do you...

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Florida Contractors Guide to Workers' Compensation: Insurance, Exemptions & Subcontractor Rules - If you're a contractor or subcontractor working in Florida’s construction industry, workers’ compensation isn’t...

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Looking for an Independent Insurance Broker Near Me in Jacksonville, FL? - Personalized Coverage. Real People. Trusted Advice. - Looking for an independent insurance broker near you who actually listens? At Augustyniak...

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🕒 Estimated Read Time: 4 minutes 🌪️What’s the difference between wind and flood damage? - Living in Florida, it’s not unusual for one storm to cause a lot of different kinds of damage. A hurricane might tear off roof...

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Vacant Home Insurance in Florida: What You Need to Know - If you own a home in Florida that's sitting empty-whether you're selling it, inherited it, or it's between tenants-there's something you shouldn't overlook: ...

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Homeowners Insurance Tips for First-Time Buyers in Jacksonville, FL - Buying your first home is a big deal-and in Florida, it comes with some unique challenges. Between hurricanes, rising insurance costs, and unfamiliar...

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Choosing the Right Commercial Auto Insurance for Your Jacksonville Business - Own a service truck, delivery van, or food truck in Jacksonville? Then commercial auto insurance isn’t just smart-it’s essential. But...

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2024: The 25 Largest Homeowners Insurance Companies in Florida | List Ranked by Policy Count - Updated with the latest data as of September 30, 2024 Florida’s home insurance market has changed rapidly in recent years-...

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Florida Construction Policy Tracking Database | Workers' Comp Verification 💼 What Is the Florida Construction Policy Tracking Database? - As a Jacksonville workers' comp insurance agent, one of the most common questions...

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These Electric Panels Are Uninsurable in Florida-Is Yours on the List? - Older homes in Florida often come with surprises-some charming, some costly. One of the biggest hidden risks we see is the electrical panel, which...

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Comprehensive vs. Collision Insurance in Florida: What They Cover & When You Need Them - Understanding the difference between comprehensive and collision auto insurance coverage in Florida can help you make smarter...

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Why Cheap Auto Insurance Could Cost You More Than You Think - Why Cheap Auto Insurance in Florida Could Cost You More Than You Think - We’ve all seen those ads promising dirt-cheap car insurance rates-especially here...

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- - Home Renovations & Insurance: Why Your Agent Should Be Your First Call - Home improvement projects are exciting-until you realize there’s more to it than just picking paint colors and watching HGTV. Whether you’...

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- Are Florida Home Insurers Really Denying Claims? The Truth Behind the Headlines - If you’ve seen recent news articles about Florida home insurers “denying” or “delaying” claims after hurricanes, you might wonder if...

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