Beginners Guide to Homeowners Insurance in Florida: Part 1

If your are a first-time home buyer or just now reviewing your homeowners insurance Florida policy, chances you are overwhelmed. There are many choices of home insurance companies and options for coverage, and it's hard...

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What is the Difference Between Stacked & Unstacked Uninsured Motorist (UM) Coverage in Florida?

Each state has different insurance laws. This information applies to Florida policies only. In Florida, Uninsured Motorist (UM) Coverage is an optional coverage (but important coverage) you can purchase on your own...

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List of Florida Homeowners Insurance Companies- 25 Largest Companies

The major name brand companies like Nationwide and State Farm no longer make the list for the top 25 largest homeowners insurance companies. Over the past 10 years, due to Florida's hurricanes, national companies...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Does Homeowners Insurance Florida Cover Flooding?

You have accomplished what most people only dream…. You own your own home. Did you know that your Homeowner’s Insurance policy has one shortcoming that could destroy everything you have worked so hard to achieve? ...

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Florida Workers Comp Construction Policy Tracking Database

Your business can suffer serious financial setbacks if your subs don't have the proper exemption or workers compensation insurance. Learn how to protect your business from a subcontractor's mistake in handling their...

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IMPORTANT INFORMATION REGARDING YOUR CLAIM - HURRICANE MATTHEW

IMPORTANT INFORMATION REGARDING YOUR CLAIM - HURRICANE MATTHEW - If you have filed a property claim with us or your insurance company for a personal and/or business loss, following is some information that you will find...

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What is Uninsured Motorist (UM) Coverage in Florida?

In Florida, you are not required to purchase Uninsured Motorist Insurance coverage. However, we think this is an extremely important coverage to have in Florida. Each state has different insurance laws. This...

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How do I make sure the subcontractor I hire has a valid workers' comp policy or valid workers compensation exemption in Florida?

You should collect a certificate of insurance or a valid exemption certificate. Then you should independently verify them using the state of Florida Databases we discuss below. You can even sign up for automatic alerts...

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Reminder: Your Florida Workers Compensation Exemption Has to be Renewed Every Two Years

In Florida, owners of Limited Liability Companies (LLC's) who want to be exempt from worker's compensation insurance must file for and receive an exemption from the State of Florida Division of Workers' Compensation....

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