How Much Is Workers' Comp for Plumbers in Florida?
Monday, June 22, 2026
How Much Will Your Plumbing Business Pay for Workers' Comp in Florida? - Short answer: The 2026 Florida rate for plumbing contractors is $2.74 per $100 of payroll (NCCI Code 5183). Two plumbers with $84,000 total...
How to Choose the Best Insurance Agency in Jacksonville, FL (2026 Guide)
Monday, June 15, 2026
Quick Answer: The best insurance agency in Jacksonville is an independent agency with access to multiple companies, strong Google reviews, and Florida-specific expertise. In our experience, the same Jacksonville policy...
Bundling Home and Auto Insurance in Jacksonville: Does It Actually Save Money?
Tuesday, June 9, 2026
Quick Answer: Bundling home and auto with the same company typically saves 5% to 15%. But that is only one of three ways to save. Some companies offer better rates when your agency handles both policies, even with...
What a Good Insurance Agent Knows That a Bad One Doesn't
Tuesday, June 9, 2026
Quick Answer: Florida has insurance rules that most people never hear about until it costs them money. Your roof age affects whether you can get a policy. Your auto minimum does not include bodily injury coverage. Your...
How Much Is Workers Comp for Florida Restaurants?
Sunday, May 31, 2026
Published: May 2026 Workers' Comp for Florida Restaurants: What Every Owner Needs to Know - Key Takeaway: Florida law requires workers' compensation for restaurants with four or more employees (Florida Statute § 440.02)....
What 2,250+ Google Reviews Tell You About a Jacksonville Insurance Agency
Tuesday, May 26, 2026
Quick Answer: When evaluating a Jacksonville insurance agency, look beyond the star rating. Review volume (hundreds vs. dozens), recency (this month vs. years ago), and detail (do reviewers mention specific people,...
Florida Liquor Liability Insurance - Dram Shop Law for Restaurants
Thursday, May 21, 2026
Published: May 2026 Florida Liquor Liability and Dram Shop Law: What Restaurant Owners Need to Know - Key Takeaway: Florida Statute § 768.125 is one of the most alcohol vendor-friendly dram shop laws in the country. In...
5 Questions to Ask Before Switching Insurance Agencies in Florida
Tuesday, May 19, 2026
Quick Answer: You can switch insurance agencies in Florida at any time. You do not have to wait for renewal. But before you switch, ask about company access, whether your current discounts transfer, how claims are...
Does Nationwide Write Home Insurance in Florida?
Tuesday, May 12, 2026
Quick answer.Yes. As of 2026, Nationwide is writing Florida home insurance directly through Nationwide again, not through a partner insurance company. Augustyniak Insurance Group is one of a limited number of Florida...
How Insurance Agents Get Paid (And Why an Independent Agent Costs You Nothing Extra)
Tuesday, May 12, 2026
Quick Answer: You do not pay extra to use an independent insurance agent. The insurance company pays the agent a commission out of its own operating budget. In most cases, your premium is the same whether you buy...