Florida's Wobbly Insurance Market: Why Companies Are Leaving and What You Can Do Florida's sunny beaches and vibrant lifestyle are a magnet for many, but securing reliable and affordable home insurance can feel like...

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Citizens Insurance Makes Changes That Could Impact Your Insurance Rate in 2024 - Do you live in Florida? If you have a Citizens Insurance policy, recent legislative changes might impact your rates. Don't worry, though!...

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We want to extend a personal message to those of you who might be impacted in the coming days as a result of Hurricane Ian. As always, our most immediate concern is your safety and that of your families. We know it’s...

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Thank you for your continued trust and business with Augustyniak Insurance. We want to make you aware of changes happening at renewal of your Tower Hill Home, Condo, or Landlord Insurance policy. We hope to make the...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Local businessman to be Inducted Into the Indiana Football Hall of Fame Mike Augustyniak, President of Augustyniak Insurance Group in Jacksonville, Florida and former Purdue and NY Jets football player is due to be...

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Due to the widespread damage across Florida, we want to extend a personal message to those of you who might be impacted. As always, our most immediate concern is your safety and that of your families. - Susan...

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Estimated Read Time : 5 minutes - Does Florida homeowners insurance require 4 point inspections? - When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point...

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FEMA (Federal Emergency Management) publishes a standardized form called an elevation certificate. A Surveyor usually completes the form, but can also be done by a engineer or architect. The information on this form is...

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Read this article to learn: Cost of Workers compensation Insurance in Florida for Painters or building painting contractors How to estimate workers comp insurance premiums for code 5474 How much is Florida Workers...

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Read time: 7 minutes What you will learn in this article: Average Cost of Home Insurance in Florida13 Factors that affect the cost of homeowners insurance premiums in Florida As a large independent agency located in...

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- Wrap- up Programs - Owner controlled insurance programs (OCIP) and contractor controlled insurance programs (CCIP)- both commonly referred to as wrap-ups –are insurance products held by one party on behalf of those...

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Estimated Read Time: 7 minutes Read this article to learn: Cost of Flood Insurance in Low and High Risk Areas What is a Flood Zones? How to Buy Flood Insurance in Florida Flooding is the #1 Natural Disaster in the US. ...

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If you are a first-time home buyer or just now reviewing your Florida homeowners insurance policy, you may be overwhelmed. There are many choices of home insurance companies and options for coverage. So it can be...

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Each state has different insurance laws. This information applies to Florida policies only. Estimated Read Time: 6 minutes Stacked vs Non-stacked Uninsured Motorist Insurance in Florida: - What is it and what do I...

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Florida Homeowners Insurance Companies List - Major name brand companies like Nationwide and State Farm are missing from the list of the 25 largest homeowners insurance carriers. During 2004-2005, Hurricanes Charley,...

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In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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You have accomplished what most people only dream.... You own your own home. Did you know that your Homeowner’s Insurance policy has one shortcoming that could destroy everything you have worked so hard to achieve? - - -...

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Your business can suffer serious financial setbacks if your subs don't have the proper exemption or workers compensation insurance. Learn how to protect your business from a subcontractor's mistake in handling their...

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IMPORTANT INFORMATION REGARDING YOUR CLAIM - HURRICANE MATTHEW - If you have filed a property claim with us or your insurance company for a personal and/or business loss, following is some information that you will find...

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In Florida, you are not required to purchase Uninsured Motorist Insurance coverage. However, we think this is an extremely important coverage to have in Florida. Each state has different insurance laws. This information...

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You should collect a certificate of insurance or a valid exemption certificate. Then you should independently verify them using the state of Florida Databases we discuss below. You can even sign up for automatic alerts...

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In Florida, owners of Limited Liability Companies (LLC's) who want to be exempt from worker's compensation insurance must file for and receive an exemption from the State of Florida Division of Workers' Compensation....

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The State of Florida has new rules on how to file a workers compensation exemption. They will now only accept online applications. Anyone wishing to apply for an exemption from workers’ compensation insurance must apply...

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Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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YOU MAY BE LIABLE FOR WORKERS COMPENSATION COVERAGE FOR YOUR OUT OF-STATE CONTRACTORS Did you know that if you have Workers' Compensation Insurance in Florida and you use out-of-state contractors to perform work within...

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As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Augustyniak Insurance Group, we thought it would be fun to give...

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Spring is a time of new beginnings in Jacksonville, FL- and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Augustyniak Insurance Group,...

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It goes without saying that keeping yourself and your family healthy through the winter months in Florida can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds...

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You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Augustyniak Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

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Insurance for Jewelry - Most of us make a common mistake that our wedding rings and other jewelry are covered on our home or renters insurance policy. But in fact, if your ring or watch is stolen, homeowners policy...

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At Augustyniak Insurance Group we don't take increases in homeowners insurance rates lightly, and we know consumers don't, either. In reality, however, rate increases are necessary to maintain a company's ability to pay...

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It's a night full of treats for both kids and adults in Jacksonville. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean...

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With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

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Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Florida, you may own much more...

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When purchasing a trailer in Florida or elsewhere, stay within recommended weight capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the...

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To stay safe on Jacksonville, FL streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Augustyniak Insurance cares about your safety - so keep these helpful tips in...

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- Sinkholes can cause major damage to properties in Florida. In 1981, in Winter Park, Florida a sinkhole opened up and swallowed a house and several nearby businesses. On June 27, 2011 a sinkhole swallowed part of a...

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Keep your teenagers and employees safe. Review with them these 5 common mistakes made by drivers on the road today! 1. Tailgating Leave a three-second cushion between you and the vehicle in front of you. Leave even more...

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Should Florida Ban Texting and Driving? As of Feb 2012, there are 35 states that have outlawed texting and driving, but Florida isn't one of them. Right now the Florida legislature is considering passing a bill to...

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Bad weather is the enemy of every driver in Florida. Augustyniak Insurance Group wants you and your employees to be safe. And better safety means preventing auto accidents and lowering your Jacksonville FL auto...

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Most people know how important it is to have insurance in place to protect their home. A homeowners insurance policy provides financial support in the event a home is damaged or destroyed.Did you know that it will also...

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What’s considered personal property? Personal property are items you take with you when you move from house to house…. Clothes, TV, electronics, furniture, pots and pans, (the things you put in the moving truck)....

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Florida Home Insurance Jacksonville can get expensive each year. But, here is an easy money saving tip. This one is pretty straight forward. Increase your deductible.? Homeowners insurance is expensive and for some...

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Whether you like it or not, your credit rating can affect how much you pay for a homeowners insurance Jacksonville FL policy. Several companies give significant discounts (up to 20%) of your total policy costs for...

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If there is one thing we all agree on, Home Insurance in Florida is expensive. Why? Well, we are surrounded with water on 3 sides. This makes us an easy target for hurricanes! While you can't control hurricanes, you can...

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