Independent Insurance Agency in Jacksonville, FL
Augustyniak Insurance Group (WeShopInsurance.com) is a licensed independent insurance agency in Jacksonville, FL — founded in 2005 by former NY Jets running back Mike Augustyniak.
Unlike single-company agents, we shop your coverage across competing carriers to help you find the right policy at the best value for your situation. We work with Auto-Owners, Nationwide, Progressive, AAA, Travelers, Chubb, Hartford, Tower Hill, and many more.
We serve families and businesses across Jacksonville, St. Johns County, Clay County, Duval County, Nassau County, and all of Florida, offering homeowners, auto, business, and life insurance.
Your Coverage, Reviewed
We proactively offer to review your coverage whenever carriers change rates, drop coverages, or exit Florida's market. It's one more way we help you stay informed and confident in your coverage
21-Person Team Behind Your Policy
When you call, a licensed professional in our Jacksonville office answers. No call centers. No outsourced service lines. Just real people who know your name.
We've Been on the Other Side
Our leadership spent decades inside Nationwide, Allstate, and USAA — underwriting, adjusting claims, and managing sales. We spot gaps that are easy to overlook.
Is Your Home Actually Protected?
No matter where you live in Florida — whether you're in Jacksonville, St. Augustine, Orange Park, or anywhere in the state — we compare 26 home insurance carriers to help you findthe right coverage, the right carrier, and the right value. See our complete guide to homeowners insurance in Jacksonville or request a homeowners insurance quote.
Auto Insurance
Your coverage should match how you actually drive and what you need to protect. We compare 11 auto insurers to find the right policy — not just the cheapest one. Learn more about auto insurance in Florida.
Homeowners Insurance
The right homeowners policy protects your home the way it would actually cost to rebuild it — not just what you paid for it. We compare 26 carriers to find coverage designed to holds up when it matters. See our full guide to homeowners insurance in Jacksonville.
Business Insurance
General liability, workers' comp, commercial auto, BOP — the right combination depends on your industry, your employees, and what you've built. We help businesses across Florida to find the right commercial coverage. Learn more about business insurance.
Life Insurance
Term life, whole life, mortgage protection, and burial insurance — the right choice depends on your family's needs, your income, and what you want to protect. We'll help you find coverage that fits your life. Learn more about life insurance options.
Why Jacksonville Families Trust Augustyniak Insurance
Augustyniak Insurance Group was founded in 2005 by Mike Augustyniak, a former NY Jets running back who spent 15 years as a top-tier agency sales manager for Allstate and Nationwide before starting this agency.
Today, the agency is led by Susan Augustyniak, CIC, who spent a decade at Nationwide as a commercial underwriter, claims adjuster, large loss adjuster, and district sales manager before joining the agency in 2008.
Our personal lines team is led by Kim Kowalik, a former USAA claims and sales professional who knows firsthand what happens when coverage falls short, and uses that experience in every policy she builds.
That carrier-side experience is what sets us apart. Susan and our team know how insurance companies price policies, evaluate risk, and handle claims — and we use that knowledge to help identify gaps in your coverage, explain your options in plain language, and guide you toward the right protection for your situation.
Since 2005, we've helped thousands of clients across Florida — from Mandarin, Ponte Vedra, and the Beaches to St. Johns County, Orange Park, and communities statewide. We're proud to be one of the highest-rated independent insurance agencies in Florida with over 2,250 five-star Google reviews and recognized by ThreeBestRated.com for 11 consecutive years.
We offer personal coverage, including homeowners, auto, flood, motorcycle, boat, renters, and umbrella insurance— plus life insurance options like term, whole life, and mortgage protection. For businesses, we handle commercial auto, workers' comp, general liability, and BOP business owners packages.
When you need to file a claim, our team communicates directly with the carrier on your behalf — so you're never left figuring it out alone.
Ready to see what the right coverage looks like for you? Call us at 904-268-3106 or request a free quote online.
Can You Insure a Home With Aluminum Wiring in Florida?
Monday, April 6, 2026
By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Updated April 2026 Quick Answer You can get homeowners insurance in Florida with aluminum wiring if: Multi-strand aluminum wiring only - still used...
How Much Does Homeowners Insurance Cost in Jacksonville, FL?
Wednesday, April 1, 2026
What Does Homeowners Insurance Cost in Jacksonville and Northeast Florida? (2026 Real Data) - By Susan Augustyniak, CIC, Vice President, Augustyniak Insurance Group Last updated: April 1, 2026 Quick Answer: - Average...
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