Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Augustyniak Insurance Group can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on the bottom line.
Coverage for office workers using their own vehicles on company business is often needed as well. If you have employees, it is critical that you consider workers comp coverage.
Some Workers Comp coverage can include:
What’s a class code?
To standardize workers compensation insurance, a centralized rating bureau (NCCI) looked at thousands of different jobs and industries. They classified similar jobs together into class codes (a 4 digit number). A class code includes a description of employee job duties found in each class code.