Bonds Insurance
Business Bonds Made Simple in Jacksonville, FL
Get the Right Bond—Fast, Easy, and Backed by a Team Who Cares
Need a bond for your business, contract, or license? You’re in the right place. At Augustyniak Insurance Group, we help business owners, contractors, and professionals across Jacksonville and throughout Florida get the bonds they need—fast.
Whether you’re bidding on a construction project, applying for a professional license, or managing a 401(k) plan, we make the bonding process simple, affordable, and stress-free.
There’s no one-size-fits-all when it comes to bonds. That’s why we take the time to understand your specific needs and match you with the right bond from a trusted surety provider—quickly and affordably.
Get a Bond For your Business
Get a personalized bond from a local Florida expert you can trust.
Get a Bond Quote TodayWhat Is a Bond?
A bond is a financial guarantee. It is not insurance for your business, but protection for someone else. It ensures that if you don’t fulfill your legal or contractual obligations, the other party (like a customer, government agency, or project owner) isn’t left holding the bag.
In Florida, certain licenses, contracts, and jobs legally require a bond. We’ll help you figure out exactly what you need and handle the paperwork—so you can focus on running your business.
Common Types of Bonds We Offer
Whether you’re bidding on a job, applying for a license, or setting up a retirement plan for your employees, we’ve got you covered with the most common business bonds:
- License & Permit Bonds
Required by state or local governments before issuing a license. These ensure your business complies with laws and industry regulations.
Common for: Contractors, auto dealers, mortgage brokers, notaries, and more.
- Bid Bonds
Guarantee that you’ll honor your bid and enter into a contract if selected. Often required for public construction projects.
Common for: Contractors bidding on government or municipal work.
- Performance Bonds
Ensure a job will be completed as agreed—in full, on time, and up to standard.
Common for: Contractors and builders in both private and public projects.
- Payment Bonds
Guarantee that subcontractors, laborers, and suppliers will be paid. Typically paired with performance bonds.
- ERISA Bonds
Required for businesses that manage employee retirement or benefit plans (like 401(k)s). Protects the plan against fraud or dishonest acts by fiduciaries.
- HOA & Condo Board Fidelity Bonds
Required by Florida law for condominium associations and often recommended for HOAs. This bond protects the association’s funds from theft or fraud by board members, officers, or employees.
Quick Comparison: Common Florida Business Bonds
Bond Type | Who Needs It | What It Covers |
License Bond | Contractors, Auto Dealers | Compliance with laws, licensing rules, and regulations |
Bid Bond | Contractors | Ensures the contractor honors the bid terms and signs the contract |
ERISA Bond | Plan Fiduciaries | Protects employee benefit plans from fraud or dishonesty |
Fidelity Bond | HOAs, Employers | Covers employee or board member theft |
Additional Bonds We Can Help With
We also offer a wide range of other specialty and court-related bonds:
- Fidelity Bonds
Protect your business against employee theft and dishonest acts.
Common for: Any business handling sensitive client or financial information.
- Janitorial Bonds
Provide peace of mind to your clients by protecting against employee theft during cleaning services.
Common for: Residential and commercial cleaning companies.
- Lost Title Bonds
Required by the DMV to register a vehicle when the original title is missing or lost.
Common for: Vehicle owners without a valid title.
- Public Official Bonds
Guarantee faithful service and protection of public funds by elected or appointed officials.
Common for: Treasurers, tax collectors, notaries, and clerks.
- Sales Tax Bonds
Ensure your business complies with state regulations when collecting and remitting sales tax.
Common for: Retailers and wholesalers.
- Probate & Guardianship Bonds
Required during estate administration or when someone is appointed guardian of a minor or incapacitated adult.
Common for: Executors, trustees, and court-appointed guardians.
- VA Fiduciary Bonds
Required when managing benefits on behalf of a veteran. These ensure the fiduciary acts in the veteran’s best interest.
Common for: Family members, professional fiduciaries, or court-appointed guardians.
- Business Service Bonds
Protect clients from losses due to theft or misconduct while services are performed at their property.
Common for: Home health aides, repair technicians, and mobile service providers.
- Utility Deposit Bonds
Used in place of cash deposits to guarantee payment of utility bills.
Common for: New or expanding businesses and temporary job sites.
- Lost Instrument Bonds
Required to replace lost financial documents like checks or stock certificates.
Common for: Individuals or businesses needing replacement of negotiable instruments.
- Court Bonds (Judicial Bonds)
Ensure compliance with legal rulings and financial responsibility during litigation.
Common for: Plaintiffs or defendants appealing a judgment or seeking an injunction.
Not sure what you need? We’re here to walk you through it. Just give us a call—we make bonding simple and stress-free
Why Choose Augustyniak Insurance Group?
When it comes to bonding, speed and accuracy matter—but so does service. We make the process painless, and we don’t disappear once the bond is issued.
We're real people helping businesses stay open and compliant.
- ✅ Fast Approvals – Many bonds issued same day
- ✅ Competitive Rates – Access to top-rated surety companies
- ✅ Local Knowledge – Based in Jacksonville, we know Florida's bond requirements
- ✅ Friendly Help – We’ll guide you every step of the way
How to Get a Bond
- Request a Quote
Let us know what type of bond you need—our team will shop options for you. - Quick Application
We make the paperwork easy. For many bonds, no credit check is required. - Fast Turnaround
Most bonds are issued the same day and delivered electronically.
Get Started Today
Whether you need a bond to start a project, renew your license, or stay compliant, we’re here to help.
📞 Call us at (904) 268-3106
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