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Bonds Insurance

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Bonds Insurance

Business Bonds Made Simple in Jacksonville, FL

Get the Right Bond—Fast, Easy, and Backed by a Team Who Cares

Need a bond for your business, contract, or license? You’re in the right place. At Augustyniak Insurance Group, we help business owners, contractors, and professionals across Jacksonville and throughout Florida get the bonds they need—fast.

Whether you’re bidding on a construction project, applying for a professional license, or managing a 401(k) plan, we make the bonding process simple, affordable, and stress-free.

There’s no one-size-fits-all when it comes to bonds. That’s why we take the time to understand your specific needs and match you with the right bond from a trusted surety provider—quickly and affordably.

Get a Bond For your Business

Get a personalized bond from a local Florida expert you can trust.

Get a Bond Quote Today

What Is a Bond?

A bond is a financial guarantee. It is not insurance for your business, but protection for someone else. It ensures that if you don’t fulfill your legal or contractual obligations, the other party (like a customer, government agency, or project owner) isn’t left holding the bag.

In Florida, certain licenses, contracts, and jobs legally require a bond. We’ll help you figure out exactly what you need and handle the paperwork—so you can focus on running your business.


Common Types of Bonds We Offer

Whether you’re bidding on a job, applying for a license, or setting up a retirement plan for your employees, we’ve got you covered with the most common business bonds:

  • License & Permit Bonds
    Required by state or local governments before issuing a license. These ensure your business complies with laws and industry regulations.
    Common for: Contractors, auto dealers, mortgage brokers, notaries, and more.
  • Bid Bonds
    Guarantee that you’ll honor your bid and enter into a contract if selected. Often required for public construction projects.
    Common for: Contractors bidding on government or municipal work.
  • Performance Bonds
    Ensure a job will be completed as agreed—in full, on time, and up to standard.
    Common for: Contractors and builders in both private and public projects.
  • Payment Bonds
    Guarantee that subcontractors, laborers, and suppliers will be paid. Typically paired with performance bonds.
  • ERISA Bonds
    Required for businesses that manage employee retirement or benefit plans (like 401(k)s). Protects the plan against fraud or dishonest acts by fiduciaries.
  • HOA & Condo Board Fidelity Bonds
    Required by Florida law for condominium associations and often recommended for HOAs. This bond protects the association’s funds from theft or fraud by board members, officers, or employees.

Quick Comparison: Common Florida Business Bonds

Bond TypeWho Needs ItWhat It Covers
License BondContractors, Auto DealersCompliance with laws, licensing rules, and regulations
Bid BondContractorsEnsures the contractor honors the bid terms and signs the contract
ERISA BondPlan FiduciariesProtects employee benefit plans from fraud or dishonesty
Fidelity BondHOAs, EmployersCovers employee or board member theft


Additional Bonds We Can Help With

We also offer a wide range of other specialty and court-related bonds:

  • Fidelity Bonds
    Protect your business against employee theft and dishonest acts.
    Common for: Any business handling sensitive client or financial information.
  • Janitorial Bonds
    Provide peace of mind to your clients by protecting against employee theft during cleaning services.
    Common for: Residential and commercial cleaning companies.
  • Lost Title Bonds
    Required by the DMV to register a vehicle when the original title is missing or lost.
    Common for: Vehicle owners without a valid title.
  • Public Official Bonds
    Guarantee faithful service and protection of public funds by elected or appointed officials.
    Common for: Treasurers, tax collectors, notaries, and clerks.
  • Sales Tax Bonds
    Ensure your business complies with state regulations when collecting and remitting sales tax.
    Common for: Retailers and wholesalers.
  • Probate & Guardianship Bonds
    Required during estate administration or when someone is appointed guardian of a minor or incapacitated adult.
    Common for: Executors, trustees, and court-appointed guardians.
  • VA Fiduciary Bonds
    Required when managing benefits on behalf of a veteran. These ensure the fiduciary acts in the veteran’s best interest.
    Common for: Family members, professional fiduciaries, or court-appointed guardians.
  • Business Service Bonds
    Protect clients from losses due to theft or misconduct while services are performed at their property.
    Common for: Home health aides, repair technicians, and mobile service providers.
  • Utility Deposit Bonds
    Used in place of cash deposits to guarantee payment of utility bills.
    Common for: New or expanding businesses and temporary job sites.
  • Lost Instrument Bonds
    Required to replace lost financial documents like checks or stock certificates.
    Common for: Individuals or businesses needing replacement of negotiable instruments.
  • Court Bonds (Judicial Bonds)
    Ensure compliance with legal rulings and financial responsibility during litigation.
    Common for: Plaintiffs or defendants appealing a judgment or seeking an injunction.

Not sure what you need? We’re here to walk you through it. Just give us a call—we make bonding simple and stress-free


Why Choose Augustyniak Insurance Group?

When it comes to bonding, speed and accuracy matter—but so does service. We make the process painless, and we don’t disappear once the bond is issued.

We're real people helping businesses stay open and compliant.

  • Fast Approvals – Many bonds issued same day
  • Competitive Rates – Access to top-rated surety companies
  • Local Knowledge – Based in Jacksonville, we know Florida's bond requirements
  • Friendly Help – We’ll guide you every step of the way


How to Get a Bond

  1. Request a Quote
    Let us know what type of bond you need—our team will shop options for you.
  2. Quick Application
    We make the paperwork easy. For many bonds, no credit check is required.
  3. Fast Turnaround
    Most bonds are issued the same day and delivered electronically.


Get Started Today

Whether you need a bond to start a project, renew your license, or stay compliant, we’re here to help.

📞 Call us at (904) 268-3106


Get a Bond Quote Today

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