How to Insure a RV, Travel Trailer, or Camper for the Off-Season
Saturday, September 27, 2025
RV Insurance in the Off-Season: Do You Still Need It? - For many RV and travel trailer owners, the fall and winter months mean fewer road trips and more time in storage. Whether you park your RV in a garage, on your...
How to Prepare for Your Florida Workers' Comp Audit
Wednesday, September 24, 2025
Updated April 2026 What Does an Auditor Actually Look for During a Workers' Comp Audit? - Getting notice of a Florida workers' comp audit can feel stressful, but it does not have to be. The auditor is checking four...
How GPS Telematics Lowers Florida Commercial Auto Cost
Monday, September 22, 2025
Quick Answer: Yes, telematics and GPS monitoring can lower your commercial auto insurance bill in Florida. Companies like Progressive, Auto-Owners, and Nationwide offer discounts for fleets that share driving data....
What is a Workers' Comp Audit? Florida Business Owners
Wednesday, September 17, 2025
Why Does Your Insurance Carrier Audit Your Workers' Comp Policy? - Every year, Florida business owners get a notice from their insurance carrier: it is time for a workers' comp audit. For many, this feels confusing and...
Cloth Wiring and Knob & Tube Wiring: What Florida Insurance Companies Will and Won't Accept
Saturday, September 13, 2025
By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Originally published September 2025 · Updated April 2026 Quick Answer Florida's three most problematic wiring types for homeowners insurance are...
Florida PIP vs. Medical Payments (MedPay): Coverage Explained & How to Avoid Gaps
Thursday, September 4, 2025
Short answer: Florida requires every driver to carry Personal Injury Protection (PIP), which pays 80% of medical bills and 60% of lost wages up to $10,000 per person. MedPay is optional coverage that pays the 20% PIP...