List of Florida Homeowners Insurance Companies- 25 Largest Companies

In Florida, the major name brand companies like Nationwide and State Farm are missing from the list of the 25 largest homeowners insurance carriers. During 2004-2005, Hurricanes Charley, Ivan, Frances, and Jeane damaged large parts of Florida, and then Hurricane Katrina followed. Shortly after this, the large national insurance companies stopped writing homes for residents of the Sunshine State.

After this, regional and Florida-only insurance companies grew exponentially, and they are now the largest insurers offering home, condo, landlord, and renters insurance in our state.

One thing to remember is the size of company does not always relate to the quality. Citizens (the state run insurance company of last resort) remains the second largest.

If you would like help in choosing a trustworthy and affordable insurance company for your home, feel free to reach out to us by phone or online.

25 Largest Florida Homeowners Insurance Companies

Here's a List of Florida Homeowners Insurance Companies starting with the most number of in-force homeowners insurance policies as of Dec 31,2016.

Largest Company Policies in Force
1Universal Property and Casualty Insurance Company577,263
2Citizens Property Insurance Corporation466,506
3Security First Insurance Company334,335
4Federated National Insurance Company272,335
5Heritage Property & Casualty Insurance Company241,822
6American Integrity Insurance Company of Florida236.796
7United Property & Casualty Insurance Company187,412
8St Johns Insurance Company166,396
9Homeowners Choice Property& Casualty Insurance149,793
10Tower Hill Prime (a Tower Hill Insurance Company)148,377
11People's Trust Insurance146,106
12ASI Preferred (an ASI Company)125,537
13United Services Automobile Association (USAA)124,157
14Florida Peninsula Insurance Company118,771
15First Protective Insurance Company104,138
16Castle Key Indemnity Company99,943
17Florida Family Insurance Company98,089
18American Bankers insurance Company94,374
19Ark Royal (an ASI Company- related to #12 also)94,374
20Tower Hill Signature Insurance Company85,257
21Olympus Insurance Company82,320
22Safe Harbor Insurance Company78,337
23Castle Key Insurance Company73,011
24Safepoint Insurance Company70,675
25Cypress Property & Casualty Insurance Company68,723

Data as of Dec 31, 2016. Source: Florida Office of Insurance Regulation

Related Links:

Insurance 101: Florida Homeowners Insurance

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Augustyniak Insurance Group is a top-reviewed Florida Independent Insurance Agency owned by Mike Augustyniak, a former NFL New York Jets Running back, and his wife, Susan. Our experienced staff can help you find the right Florida home owners insurance company. We will help customize a policy that best meet your needs, and provides a valuable combination of tailored coverage, quality service and fair rates. We work with over 32 different homeowners insurance companies. Feel free to also call us to discuss 904-268-3106.


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