By Susan Augustyniak, Augustyniak Insurance Group · Jacksonville, FL · Updated April 2026 Quick Answer You can get homeowners insurance in Florida with aluminum wiring if: Multi-strand aluminum wiring only - still used...

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What Does Homeowners Insurance Cost in Jacksonville and Northeast Florida? (2026 Real Data) - By Susan Augustyniak, CIC, Vice President, Augustyniak Insurance Group Last updated: April 1, 2026 Quick Answer: - Average...

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🕒 Estimated Read Time: 4 minutes 🌪️What’s the difference between wind and flood damage? - Living in Florida, it’s not unusual for one storm to cause a lot of different kinds of damage. A hurricane might tear off roof...

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Vacant Home Insurance in Florida | What It Covers & When You Need It - By Susan Augustyniak, Augustyniak Insurance Group | Last Updated: April 4, 2026 If you own a home in Florida that's sitting empty - whether you'...

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2,250+Five-Star Reviews 80+Insurance Carriers 20+Years in Florida 4.9★Google Rating . By Susan Augustyniak, CIC - Certified Insurance Counselor and Vice President of Augustyniak Insurance Group in Jacksonville, FL....

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⚡ Quick Answer: Which Electrical Panels Can Get Your Florida Home Insurance Denied? - These four electrical panel brands are considered not eligible by most Florida home insurance carriers: Federal Pacific (FPE) / Stab-...

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- - Home Renovations & Insurance: Why Your Agent Should Be Your First Call - Home improvement projects are exciting-until you realize there’s more to it than just picking paint colors and watching HGTV. Whether you’...

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Florida Welcomes Eight New Home Insurance Companies - Big changes are coming to Florida’s home insurance market! Eight new companies have been approved to offer homeowners insurance policies in the state starting in...

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Florida's Wobbly Insurance Market: Why Companies Are Leaving and What You Can Do Florida's sunny beaches and vibrant lifestyle are a magnet for many, but securing reliable and affordable home insurance can feel like...

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Due to the widespread damage across Florida, we want to extend a personal message to those of you who might be impacted. As always, our most immediate concern is your safety and that of your families. - Susan...

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What is a 4-Point Inspection in Florida for Homeowners Insurance? What is a 4-Point Inspection in Florida for Homeowners Insurance? - Last updated: March 2025 Does Florida homeowners' insurance require 4-point...

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Originally published June 2017 · Completely rewritten April 2026 Quick Answer: Florida homeowners insurance averages approximately $3,800 per year statewide, according to the Florida Office of Insurance Regulation. That...

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Estimated Read Time: 7 minutes Read this article to learn: Cost of Flood Insurance in Low and High Risk Areas What is a Flood Zones? How to Buy Flood Insurance in Florida Flooding is the #1 Natural Disaster in the US. ...

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If you are a first-time home buyer or just now reviewing your Florida homeowners insurance policy, you may be overwhelmed. There are many choices of home insurance companies and options for coverage. So it can be...

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Note: This article is from 2015 and may contain outdated information. Please see our updated 2024 list of the largest Florida home insurers. Florida Homeowners Insurance Companies List - Major name brand companies like...

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You have accomplished what most people only dream.... You own your own home. Did you know that your Homeowner’s Insurance policy has one shortcoming that could destroy everything you have worked so hard to achieve? - - -...

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You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Augustyniak Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Insurance for Jewelry - Most of us make a common mistake that our wedding rings and other jewelry are covered on our home or renters insurance policy. But in fact, if your ring or watch is stolen, homeowners policy...

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At Augustyniak Insurance Group we don't take increases in homeowners insurance rates lightly, and we know consumers don't, either. In reality, however, rate increases are necessary to maintain a company's ability to pay...

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Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Florida, you may own much more...

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Most people know how important it is to have insurance in place to protect their home. A homeowners insurance policy provides financial support in the event a home is damaged or destroyed.Did you know that it will also...

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What’s considered personal property? Personal property are items you take with you when you move from house to house…. Clothes, TV, electronics, furniture, pots and pans, (the things you put in the moving truck)....

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Florida Home Insurance Jacksonville can get expensive each year. But, here is an easy money saving tip. This one is pretty straight forward. Increase your deductible.? Homeowners insurance is expensive and for some...

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Whether you like it or not, your credit rating can affect how much you pay for a homeowners insurance Jacksonville FL policy. Several companies give significant discounts (up to 20%) of your total policy costs for...

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If there is one thing we all agree on, Home Insurance in Florida is expensive. Why? Well, we are surrounded with water on 3 sides. This makes us an easy target for hurricanes! While you can't control hurricanes, you can...

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