What to do if you have hurricane damage and frequently asked questions

Due to the widespread damage across Florida, we want to extend a personal message to those of you who might be impacted. As always, our most immediate concern is your safety and that of your families....

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What is a 4 Point Inspection in Florida for Homeowners Insurance?

Estimated Read Time : 5 minutes - Does Florida homeowners insurance require 4 point inspections? - When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point...

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How Much Is Homeowners Insurance in Florida? Average Cost of Home Insurance

Read time: 7 minutes What you will learn in this article: Average Cost of Home Insurance in Florida13 Factors that affect the cost of homeowners insurance premiums in Florida As a large independent agency...

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How much does Flood Insurance Cost in Florida? Prices & Premiums

Estimated Read Time: 7 minutes Read this article to learn: Cost of Flood Insurance in Low and High Risk Areas What is a Flood Zones? How to Buy Flood Insurance in Florida Flooding is the #1 Natural Disaster in...

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Beginners Guide to Homeowners Insurance in Florida: Part 1

If you are a first-time home buyer or just now reviewing your Florida homeowners insurance policy, you may be overwhelmed. There are many choices of home insurance companies and options for coverage. So it can be...

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Homeowners Insurance Companies in Florida: Lists 25 Largest Companies

Florida Homeowners Insurance Companies List - Major name brand companies like Nationwide and State Farm are missing from the list of the 25 largest homeowners insurance carriers. During 2004-2005, Hurricanes Charley,...

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Does Homeowners Insurance Cover Flooding?

You have accomplished what most people only dream.... You own your own home. Did you know that your Homeowner’s Insurance policy has one shortcoming that could destroy everything you have worked so hard to achieve?...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Augustyniak Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Insuring your Jewelry - Homeowners policy& appraisals

Insurance for Jewelry - Most of us make a common mistake that our wedding rings and other jewelry are covered on our home or renters insurance policy. But in fact, if your ring or watch is stolen, homeowners policy...

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Why do homeowner rates increase in Florida?

At Augustyniak Insurance Group we don't take increases in homeowners insurance rates lightly, and we know consumers don't, either. In reality, however, rate increases are necessary to maintain a company's ability to...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Florida, you may own much more...

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Are your valuables covered by your homeowners insurance Jacksonville?

Most people know how important it is to have insurance in place to protect their home. A homeowners insurance policy provides financial support in the event a home is damaged or destroyed.Did you know that it will also...

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7 Ways to save money on your Home Insurance Policy - Tip #4

What’s considered personal property? Personal property are items you take with you when you move from house to house…. Clothes, TV, electronics, furniture, pots and pans, (the things you put in the moving truck)....

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7 Ways to save money on your Home Insurance Policy - Tip #3

Florida Home Insurance Jacksonville can get expensive each year. But, here is an easy money saving tip. This one is pretty straight forward. Increase your deductible.? Homeowners insurance is expensive and for some...

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7 Ways to save money on your Home Owners Insurance Policy - Tip #2

Whether you like it or not, your credit rating can affect how much you pay for a homeowners insurance Jacksonville FL policy. Several companies give significant discounts (up to 20%) of your total policy costs for...

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How to Save Money on your Home Insurance Policy - Tip #1

If there is one thing we all agree on, Home Insurance in Florida is expensive. Why? Well, we are surrounded with water on 3 sides. This makes us an easy target for hurricanes! While you can't control hurricanes, you can...

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