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Hurricane Ian - What to do if you have Hurricane Damage and FAQ insurance questions in Florida

We want to extend a personal message to those of you who might be impacted in the coming days as a result of Hurricane Ian. As always, our most immediate concern is your safety and that of your families. We know it’s...

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Tower Hill Insurance Exchange

Thank you for your continued trust and business with Augustyniak Insurance. We want to make you aware of changes happening at renewal of your Tower Hill Home, Condo, or Landlord Insurance policy. We hope to make the...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Mike Augustyniak - Former New York Jets Running Back Joined Indiana Football Hall of Fame

Mike Augustyniak with his New York Jets No. 35 game jersey, 2006. The short version: Mike Augustyniak walked on at Purdue with no scholarship. Got cut by the Saints. Walked on to the New York Jets. Earned the starting...

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What to do if you have hurricane damage and frequently asked questions

Due to the widespread damage across Florida, we want to extend a personal message to those of you who might be impacted. As always, our most immediate concern is your safety and that of your families. - Susan...

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What is a 4 Point Inspection in Florida for Home Insurance?

Last updated: April 2026 What Is a 4-Point Inspection, and Why Is Your Insurance Company Asking for One? - Maybe your agent just told you a 4-point inspection is required before your policy can be written. Maybe you're...

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Flood Elevation Certificate: What is it? Is it required?

FEMA (Federal Emergency Management) publishes a standardized form called an elevation certificate. A Surveyor usually completes the form, but can also be done by a engineer or architect. The information on this form is...

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How Much Does Workers' Comp Cost for Painters in Florida?

Updated April 2026 How Much Will Your Painting Company Pay for Workers' Comp in Florida? - Short answer: The 2026 Florida rate for painting contractors is $4.48 per $100 of payroll (NCCI Code 5474). Two painters with $...

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How Much Is Homeowners Insurance in Florida?

Originally published June 2017 · Completely rewritten April 2026 Quick Answer: Florida homeowners insurance averages approximately $3,800 per year statewide, according to the Florida Office of Insurance Regulation. That...

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Florida Workers Comp Insurance and Wrap-up Programs

- Wrap- up Programs - Owner controlled insurance programs (OCIP) and contractor controlled insurance programs (CCIP)- both commonly referred to as wrap-ups –are insurance products held by one party on behalf of those...

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