How Much Will Your HVAC Business Pay for Workers' Comp in Florida? - Short answer: The 2026 Florida rate for HVAC contractors is $3.0 per $100 of payroll (NCCI Code 5537). Two HVAC techs with $80,000 total payroll costs...

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In Florida, owners of Limited Liability Companies (LLC's) who want to be exempt from worker's compensation insurance must file for and receive an exemption from the State of Florida Division of Workers' Compensation....

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YOU MAY BE LIABLE FOR WORKERS COMPENSATION COVERAGE FOR YOUR OUT OF-STATE CONTRACTORS Did you know that if you have Workers' Compensation Insurance in Florida and you use out-of-state contractors to perform work within...

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