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Adding a Teen Driver to Auto Insurance in Florida (2026)

Quick Answer: In our experience, adding a teen driver to your Florida auto insurance typically adds $2,000 to $4,000 per year. The exact number depends on the teen's age, gender, what they will primarily drive, and...

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How to Lower Your Car Insurance in Jacksonville FL

Quick Answer: In our experience, the biggest rate drops in Jacksonville come from four things: shopping across multiple insurance companies, bundling home and auto, raising your deductible from $500 to $1,000, and...

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How Much Does Auto Insurance Cost in Jacksonville FL? (2026)

Quick Answer: Based on our 2026 agency data, auto insurance in Jacksonville, FL costs a median of $2,472 per year ($1,236 per 6-month term) for a full-coverage policy. Most households pay between $1,156 and $5,475 per...

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Does Florida Auto Insurance Require Bodily Injury Coverage?

Published: April 2026 Key insight: Florida only requires PIP and property damage to register a car. You can legally drive without bodily injury coverage. The state does not stop you, warn you, or check. But if you cause...

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Florida PIP vs. Medical Payments (MedPay): Coverage Explained & How to Avoid Gaps

Short answer: Florida requires every driver to carry Personal Injury Protection (PIP), which pays 80% of medical bills and 60% of lost wages up to $10,000 per person. MedPay is optional coverage that pays the 20% PIP...

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Comprehensive vs. Collision Insurance in Florida | What’s Covered + Costs Explained

Quick Answer: Collision insurance pays to repair or replace your vehicle after a crash. Comprehensive pays for almost everything else: theft, hail, flooding, fire, vandalism, falling tree limbs, and animal strikes....

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Why Cheap Auto Insurance Could Cost You More Than You Think

Why Cheap Auto Insurance in Florida Could Cost You More Than You Think - By Susan Augustyniak, CIC Vice President, Augustyniak Insurance Group · Licensed Florida Insurance Agent Published: March 15, 2025 Last reviewed:...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Florida Stacked vs Non-stacked Uninsured Motorist: What do I need?

Quick Answer: In Florida, stacked uninsured motorist (UM) coverage lets you combine the UM limits on every car listed on your policy. So $50,000/$100,000 across two cars becomes $100,000/$200,000 of actual protection....

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What is Uninsured Motorist (UM) Coverage in Florida?

In Florida, you are not required to purchase Uninsured Motorist Insurance coverage. However, we think this is an extremely important coverage to have in Florida. Each state has different insurance laws. This information...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

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Top 5 Driving Mistakes

Keep your teenagers and employees safe. Review with them these 5 common mistakes made by drivers on the road today! 1. Tailgating Leave a three-second cushion between you and the vehicle in front of you. Leave even more...

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Should Florida Ban Texting & Driving?

Should Florida Ban Texting and Driving? As of Feb 2012, there are 35 states that have outlawed texting and driving, but Florida isn't one of them. Right now the Florida legislature is considering passing a bill to...

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