Looking for reliable home and auto insurance in Jacksonville or anywhere in Florida? AAA offers a unique bundled package that covers both your home or condo and your car under one policy — with just one premium and one deductible. It’s a simple way to save money and get stronger coverage from a company rated by AM Best. While our agency is proudly based in Jacksonville, we help clients all across Florida get great rates and trusted advice for AAA home and auto insurance. Whether you're in Orlando, Tampa, or anywhere in between, our team can help you bundle and save with AAA.
At Augustyniak Insurance Group, we’re a local AAA independent insurance agent in Jacksonville, FL. With over 2,000 five-star Google reviews and 20 years of experience, we help Florida homeowners and drivers find the right coverage — and take full advantage of the AAA home and auto bundle.
Yes — but only as part of a home and auto insurance bundle. AAA does not offer standalone home insurance policies in Florida. Instead, they provide a unique combined package that covers your primary residence (home or condo) and your car under a single policy.
This means you must insure both your home (or condo) and your vehicle with AAA to be eligible. If you only need home insurance without auto coverage, AAA is not the right fit. But if you're looking for a bundled solution with built-in savings and simplicity, AAA’s package is one of the best options available in Florida.
Need help determining if your property qualifies? Call our local Jacksonville agency — we’ll review your situation and give you a personalized recommendation.
AAA Insurance in Florida is different from many other options on the market. Instead of selling standalone homeowners or condo policies, AAA offers a bundled insurance package that combines both property and auto insurance into a single annual policy.
If you've been thinking about switching, here’s a compelling reason: Floridians who bundled their home and auto insurance with AAA saved an average of $1,636* per year.
That’s not just convenience — that’s real value backing every policy. AAA clients enjoy these savings, in addition to benefits such as a single deductible, simplified billing, and the peace of mind that comes with AM Best-rated coverage.
*Average based on 2023 survey results of Florida customers who switched to AAA and bundled home and auto insurance. Savings may vary.
Yes — to purchase the AAA home and auto package in Florida, you must be a AAA member. But good news: you don’t need to have a membership in advance.
When you call our office for a quote, we can:
At Augustyniak Insurance Group, we’ve helped thousands of Florida families find the right protection at the right price — and we’re proud to be a trusted AAA insurance agency.
No — it does not cost more to use a local AAA insurance agent like us.
Your AAA rates are the same whether you work with us or go directly through AAA. In fact, using a licensed agent often gives you an advantage:
There are no extra fees to use our agency — just friendly service, trusted advice, and the same great AAA coverage and pricing.
At Augustyniak Insurance Group, we believe getting great insurance shouldn’t mean giving up great service. As a trusted local AAA Insurance agency based in Jacksonville, we go beyond just quoting a policy. We take the time to explain your options, guide you through eligibility requirements, and help you take full advantage of AAA's member benefits. With a strong reputation built over two decades, we’re proud to help Florida families protect what matters most—while making insurance simpler and more personal.
AAA Insurance is a great fit for Floridians who want a trusted, bundled solution that simplifies their coverage and provides real value. If you own a home or condo and a vehicle, and you’re looking for the stability of an AM Best-rated insurer, AAA may be exactly what you need. Their bundled policy offers convenience, financial strength, and built-in savings — all backed by local service from our Jacksonville agency.
This option is deal for:
Ready to find out if an AAA home and auto bundle is right for you? We make the process easy — and we’ll let you know if you qualify.
📞 Call us today at 904-268-3106 to speak with a local expert.
Feature | Included with AAA in Florida |
---|---|
Home + Auto Bundle | ✅ Yes |
Condo + Auto Bundle | ✅ Yes |
Umbrella Add-On | ✅ Yes, if purchased |
Rental Property Insurance | ❌ No |
Renters Insurance | ❌ No |
AAA Membership Required | ✅ Yes (we can add it for you) |
Not all homeowners qualify for AAA coverage. Let our team review your needs and confirm if the AAA home and car bundle is the right fit for you.
AAA insurance in Florida is available through specially appointed agencies like ours. While not all independent agents can offer AAA products, Augustyniak Insurance Group is an authorized AAA insurance agency.
This means you benefit from local, personal service and the flexibility of an independent agency — one that can help you compare AAA with other carriers and find the best coverage for your needs.
Call Augustyniak Insurance Group in Jacksonville, FL
📞 904-268-3106
Let’s simplify your insurance, save you money, and make sure you’re truly protected — all with local service you can count on.
*Average annual savings based on AAA Insurance customers in Florida who bundled home and auto in 2023. Actual savings may vary. Source
Augustyniak Insurance Group is an independent insurance agency authorized to offer AAA Insurance products in Florida.